Spring is the perfect time to refresh your life — and your legal documents are no exception.
While we often think of spring cleaning as organizing closets and deep-cleaning our homes, your legal house needs just as much attention. A little review now can save your loved ones from stress, confusion, or unnecessary court involvement later.
Here are 5 key things to review in your estate plan this spring, especially if you live in California:
1. Have You Named the Right Decision-Makers?
Your estate plan should name:
- A guardian for your minor children
- An agent for your finances (Power of Attorney)
- A healthcare proxy to make medical decisions if you can’t
Life changes — so should your plan. Are the people you chose still the best fit? Have relationships changed? Are they still able and willing to serve in these roles?
2. Are Your Beneficiaries Up to Date?
Your retirement accounts, life insurance, and even some bank accounts may bypass your trust or will — and go directly to whoever is listed as the beneficiary.
Common issues I see:
- An ex-spouse still listed (!)
- A minor child listed without protections in place
- No contingent (backup) beneficiaries at all
Take 10 minutes to review your designations. You might be surprised.
3. Do You Have a Trust — and Is It Funded?
In California, a trust is one of the most powerful tools to:
- Avoid probate court
- Keep your affairs private
- Reduce stress for your family
But here’s the thing: a trust only works if it’s properly funded. That means your home and other assets must be legally titled in the name of your trust. If you created a trust years ago and never moved anything into it, it’s like buying a safe and leaving your valuables on the counter.
4. Do You Have a Plan for Your Adult Children?
If your child has turned 18, they’re now a legal adult — even if they’re still living under your roof or headed to college.
That means:
- You can’t legally access their medical info in an emergency.
- You can’t make financial decisions for them if something happens.
Every young adult should have a basic estate plan: healthcare directive, HIPAA release, and financial power of attorney. It’s a simple but powerful gift of protection.
5. Do Your Loved Ones Know Where Everything Is?
One of the kindest things you can do for your family is make your plan easy to find.
- Keep copies of your estate plan, insurance, and account info in a secure but accessible place
- Use a checklist or “legacy drawer” to organize everything
- Consider a secure digital portal for your most important files
Ready to Clean Up Your Legal Life?
You’re not alone if your plan is outdated, incomplete, or nonexistent. Most clients start with questions, uncertainty, and the desire to “finally check this off the list.”
Spring is the perfect time to start.
Click here to schedule a consultation. I’m happy to guide you.
